Four States Bank



5.14 % APY*

7-MONTH CD Special

Grow your money faster with our 7-month CD special! Earn 5.14% APY on a 7-month CD and see your savings grow. With a short-term commitment and a strong return, it’s the smart way to put your money to work.

To get started:

📞 Call us at 417-851-0568

🏦 Visit one of our branches

*APY = Annual Percentage Yield. The APY listed is accurate as of 2/3/2025. A minimum opening deposit of $1000 and a minimum balance of $1000 are required to earn the APY. This offer is valid for new money only. Early withdrawal of funds may result in penalty. Upon maturity, the renewal rate will be based on the 6-month board rate in effect. This offer is available for a limited time and may be withdrawn at any time at the bank's discretion. Rates are subject to change without notice, and fees may reduce earnings. Available for both consumer and commercial accounts.


Open Your CD Online

mother and daughter with phones and laptop

We Take Banking Personally.

At 4SB, we’re rooted in your community and invested in your future - we’ve built our bank on relationships, not transactions. 

Here, we’re committed to helping you succeed by using our technology as a tool for personalized banking experiences, not a replacement for them. Our team is personally invested in helping our customers and community thrive, one neighbor at a time.

With us, it’s not just banking - you’re building a future with a bank that knows your name and shares your goals.

Contact Us Today

Personal and Business Banking Done Right


From individual checking and digital banking to SBA loans and more, Four States Bank is here to meet your needs. We know that, for you, banking is personal. Your livelihood, your family, and your future depend on your banking institution to provide expert financial advice, diverse lending options, and sound investing guidance. You work hard for your money, and we make it work hard for you.

From intuitive online banking that keeps pace with your busy lifestyle, to personalized advice from experts who understand and value your dreams, we ensure your financial journey is as unique as your fingerprint. At Four States, you’re more than a client – you’re the hero of your financial story. We’re just here to hand you your cape.

woman smiling

Welcome to 4SB

Four States Bank is here to serve you, Your family, and Your business. Our commitment is deep-rooted in the belief that when our clients thrive, the community blossoms. So, let's grow together, building not just wealth, but a legacy of success that will thrive for generations to come.

Every Hero’s Journey Starts with a Vision. What’s yours?
We want to know your dreams for the future so we can match you with the right loan to help get you there. Whether it's opening an artisanal bakery using your grandmother’s recipes, building a home for your growing family, or improving the land you used to work with your dad–if it’s important to you, it’s important to us. Let's talk about your options by clicking here.

  • Small Business Loans
  • Home Loans or HELOC
  • Farm Loans

Digital Banking with a Human Touch


We provide a digital banking experience that's as forward-thinking as you are. Our platform isn't just at the forefront of technology; it's where convenience meets peace of mind. With 4SB, you're not just keeping up with the times; you're staying ahead, all with the reassurance that our human experts are just a heartbeat away.
Save time by depositing checks at home or from your work site.
Transfer funds into your account while you’re on the job.
Recall vital data at the touch of a button without having to travel to the bank lobby.