Commercial

Your business needs the right space to grow. 4SB’s commercial loans can help you acquire or improve the right location, whether through an investment loan, an owner-occupied loan, or a land development loan. Our team is ready to help you choose the loan you need to help you achieve your commercial property goals.

• Term Loans: Secure a lump sum of capital with a fixed repayment schedule, ideal for financing large purchases or investments in your business.
• Lines of Credit: Access a flexible source of funds to manage cash flow, cover short-term expenses, or seize unexpected opportunities for growth.
• Equipment Financing: Obtain the funds necessary to purchase or lease the equipment your business needs to operate efficiently and stay competitive.
• Commercial Real Estate Loans: Secure financing for the purchase, construction, or refinancing of properties that support your business operations.
• Small Business Administration (SBA) Loans: Benefit from lower down payments, longer terms, and flexible eligibility requirements with our SBA loan options.

Why Choose Four States Bank for Your Commercial Lending Needs?

• Personalized Service: Work with a dedicated lending professional who understands your business's unique needs and goals.
• Local Expertise: Trust in our deep understanding of the local business landscape and economic conditions.
• Competitive Rates: Enjoy cost-effective financing solutions that align with your budget and financial objectives.
• Streamlined Process: Experience a smooth and efficient application and approval process to secure the funding you need in a timely manner.

Explore our commercial lending options and discover how Four States Bank can help your business achieve its growth potential. Contact us today to speak with one of our experienced lending professionals and get started on the path to success.